Gakken Student Accident Insurance Supplementary Comprehensive Student Life Insurance and Comprehensive Compensation Plan "Will" ( Medical School )
財団法人日本国際教育支援協会が損害保険会社と契約して実施している学生教育研究災害傷害保険（学研災）は、学生が教育研究活動中に被った急激かつ外来の事故又は通学中の事故により自身が被った被害を救済する災害補償制度であり、教育研究活動中以外の事故や病気には対応していません。
このため、本学では医学部医学科・看護学科の学生に対し、思わぬ傷害、賠償責任及び感染事故等に対応できるよう、以下の保険の案内をしています。
（１）学研災付帯学生生活総合保険【医学部医学科・看護学科学生向け】
The Gakken-Sai Student Life Comprehensive Insurance is a policy designed for subscribers to the Student Education and Research Accident Insurance (Gakken-Sai), and .
For more details, please refer to the "Brochure" distributed during the enrollment process or contact the Student Affairs Section of Medical School Administration Office at Medical School.
Coverage Details and Amounts (With Natural Disaster Coverage Endorsement)
| Enrollment Type Premium (Lump-sum payment until graduation) | For home use | For people living alone | |||||
|---|---|---|---|---|---|---|---|
| Type A | Type B | Type C | Type D | Type E | Type F | ||
| 6 years' worth | 128,710円 | 63,790円 | 51,050円 | 139,200円 | 74,280円 | 61,540円 | |
| 5 years' worth | 101,580円 | 55,020円 | 45,380円 | 110,910円 | 64,350円 | 54,710円 | |
| Four years' worth | 74,410円 | 43,630円 | 36,880円 | 81,990円 | 51,210円 | 44,460円 | |
| Three years' worth | 50,570円 | 32,680円 | 28,370円 | 56,400円 | 38,510円 | 34,200円 | |
| Two years' worth | 30,450円 | 22,230円 | 19,850円 | 34,530円 | 26,310円 | 23,930円 | |
| A year's supply | 14,450円 | 12,310円 | 11,340円 | 16,790円 | 14,650円 | 13,680円 | |
| Liability | Limit of 100 million yen per incident | ||||||
| Death and Permanent Disabilities | 1 million yen | ||||||
| Hospitalization and Outpatient Care (Injuries and Illnesses) | Actual medical expenses (compensation for out-of-pocket costs paid at the medical facility) | ||||||
| Rescue and related expenses | 1 million yen | 1 million yen | |||||
| Infection prevention costs | 500,000 yen | 500,000 yen | |||||
| Medical Expenses (Injury) | 1 million yen | × | 1 million yen | × | |||
| Educational Expenses (Injury) | 1 million yen | × | 1 million yen | × | |||
| Education Expenses (Illness) | 1 million yen | × | 1 million yen | ||||
| Household goods | × | 500,000 yen | |||||
| Tenant Liability | × | 5 million yen | |||||
Policy Period
From 12:00 a.m. on April 1 of the enrollment year until 4:00 p.m. on April 1 of the year following the expected graduation year
Accident Reporting and Insurance Claims Procedures
If an accident covered by this insurance occurs, please report it immediately to the Student Affairs Office Medical School the Medical School Administration Medical School, and also file an accident report with the "Student Life Comprehensive Insurance Consultation Desk." If you fail to file an accident report within 30 days of the accident date, insurance benefits may not be paid.
"Student Life Comprehensive Insurance Consultation Desk"
0120-811-806 (Hours: 9:30 AM–5:00 PM, excluding Saturdays, Sundays, and holidays)
（2）総合補償制度「Will」【医学部看護学科学生向け】
総合補償制度「Will」は、一般社団法人日本看護学校協議会共済会が損害保険会社と契約して実施する、学生自身の傷害事故に加え、実習先を含む24時間の賠償事故、さらに実習中の感染症にかかわる接触感染等にも対応する看護並びに医療・福祉系養成施設の学生を対象とした補償制度であり、本学では医学部看護学科の学生が対象となります。
詳しいことについては、加入手続き時に配付した「パンフレット」を参照するか、岡豊キャンパス医学部・病院事務部学生課まで問い合わせてください。
Coverage Details and Amounts
| Subscription Type | Will1 | Will2 | Will3 | Will3 DX | |||
|---|---|---|---|---|---|---|---|
| Annual premium (including mutual aid system operating expenses) | 3,000円 | 4,500円 | 7,000円 | 9,000円 | |||
| Coverage Details and Insurance Amount | Death and Permanent Disability (24/7, Domestic and International) | 300,000 yen | |||||
| Injury | ・Currently in training | Death and Permanent Disabilities | 2.65 million yen | 2.38 million yen | 3.01 million yen | 4.45 million yen | |
| Daily Hospitalization Benefit | 3,800円 | 4,000円 | 4,200円 | 5,200円 | |||
| Daily Outpatient Benefit Amount | 2,800円 | 3,000円 | 3,200円 | 4,200円 | |||
| Surgical Benefit | 10 times the daily hospitalization benefit amount (for surgeries performed during hospitalization), or 5 times the daily hospitalization benefit amount (for surgeries performed outside of hospitalization) | ||||||
| ・While on school premises ・Travel to and from school and to/from internship sites ・Specific infectious diseases | Death and Permanent Disabilities | × | 2.38 million yen | 3.01 million yen | 4.45 million yen | ||
| Daily Hospitalization Benefit | 4,000円 | 4,200円 | 5,200円 | ||||
| Daily Outpatient Benefit Amount | 3,000円 | 3,200円 | 4,200円 | ||||
| Surgical Benefit | 10 times the daily hospitalization benefit amount (for surgeries performed during hospitalization), or 5 times the daily hospitalization benefit amount (for surgeries performed outside of hospitalization) | ||||||
| ・In my personal time | Death and Permanent Disabilities | × | 3.01 million yen | 4.45 million yen | |||
| Daily Hospitalization Benefit | 4,200円 | 5,200円 | |||||
| Daily Outpatient Benefit Amount | 3,200円 | 4,200円 | |||||
| Surgical Benefit | 10 times the daily hospitalization benefit amount (for surgeries performed during hospitalization), or 5 times the daily hospitalization benefit amount (for surgeries performed outside of hospitalization) | ||||||
| Liability | Limit of 100 million yen per incident | ||||||
| Prevention of Infection Incidents | Actual expenses up to 500,000 yen for infection prevention and testing costs | ||||||
| Mutual Aid System (Infectious Disease Incidents, etc.) | (Please check with the Student Affairs Office for more details.) | ||||||
Policy Period
From 4:00 p.m. on March 31 of the year preceding the enrollment year until 4:00 p.m. on March 31 of the enrollment year
(For mid-year enrollment on a monthly basis, coverage begins at 12:00 a.m. on the day following the date the required documents are verified)
Accident Reporting and Insurance Claims Procedures
If an accident covered by this insurance occurs, please submit an “Accident Report” to the Student Affairs Office of Medical School the Medical School Administration Medical School as soon as possible. If you do not submit the report within 30 days of the accident, your claim may not be paid.
Contact Information
Oka-Toyo Campus: Medical School Administration Department, Student Affairs Office
088-880-2268 ia30@kochi-u.ac.jp